The median home in Montgomery, Ohio is valued at $647,326, up 4.3% year over year. Montgomery is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$647,326

+4.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$129,465 on $647,326

Example: $75,000 household income. Change it above to see your own.

Out of reach67.4% of income

Need $180,643/yr to afford.

PITI$4,215

P/I67.4%

Afford$269K

Gap-$379K

P&I $3,273Tax $842Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Montgomery with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro

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Montgomery, OH