The median home in Moraine, Ohio is valued at $155,410, up 4.9% year over year. Moraine is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$155,410

+4.9%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$31,082 on $155,410

Example: $75,000 household income. Change it above to see your own.

Affordable17.4% of income

Under the 28% guideline.

PITI$1,088

P/I17.4%

Afford$250K

Room+$95K

P&I $786Tax $202Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Moraine with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

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Moraine, OH