The median home in Mount Vernon, Ohio is valued at $236,014, up 6.4% year over year. Typical monthly rent is $1,323, producing a price-to-rent ratio of 14.9x — below the national average of 18x. Mount Vernon is part of the Mount Vernon, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$236,014

+6.4%

Rent$1,323/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$47,203 on $236,014

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Affordable25.6% of income

Under the 28% guideline.

PITI$1,600

P/I25.6%

Afford$258K

Room+$22K

P&I $1,193Tax $307Ins $100

Renting $277/mo cheaper ($1,323 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Mount Vernon with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Mount Vernon, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mount Vernon, OH metro.

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