Median home value: $198K (-0.2% YoY). Part of Toledo, OH.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Toledo, OH metro page.
Home Value$198,371
-0.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Enter your income for Oak Harbor.
$39,674 on $198,371
Affordable — 20.9% of income
Under the 28% guideline.
PITI$1,309
P/I20.9%
Afford$265K
Room+$67K
P&I $951Tax $258Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing