Median home value: $324K (+2.3% YoY). Rent: $1,800/mo. Price-to-rent: 15.0x. Part of Cincinnati, OH-KY-IN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Cincinnati, OH-KY-IN metro page.
Home Value$323,936
+2.3%
Rent$1,800/mo
AFFORDABILITYRenting $275/mo cheaper ($1,800 rent)6.00% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Enter your income for Oxford.
$64,787 on $323,936
Stretch — 33.2% of income
Above 28% but manageable with cuts.
PITI$2,075
P/I33.2%
Afford$273K
Gap-$51K
P&I $1,554Tax $421Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing