The median home in Oxford, Ohio is valued at $323,936, up 2.3% year over year. Typical monthly rent is $1,800, producing a price-to-rent ratio of 15x — below the national average of 18x. Oxford is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cincinnati, OH-KY-IN stress score, crash risk, and 12-month forecast →

Home Value$323,936

+2.3%

Rent$1,800/mo

AFFORDABILITY

Enter your income for Oxford.

Income (annual)

Down Payment

$64,787 on $323,936

Stretch — 34.5% of income

Above 28% but manageable with cuts.

PITI$2,159

P/I34.5%

Afford$263K

Gap-$61K

P&I $1,638Tax $421Ins $100

Renting $359/mo cheaper ($1,800 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Oxford with other housing markets across Ohio.

Hunting Valley$1601K The Village of Indian Hill$1575K Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro →

OXFORD, OH