The median home in Ray, Ohio is valued at $182,446, up 4.5% year over year. Ray is part of the Jackson, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$182,446

+4.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Ray.

Income (annual)

Down Payment

$36,489 on $182,446

Example: $75,000 household income. Change it above to see your own.

Affordable20.2% of income

Under the 28% guideline.

PITI$1,260

P/I20.2%

Afford$253K

Room+$71K

P&I $923Tax $237Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Ray with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Jackson, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jackson, OH metro.

View Jackson, OH metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Ray, OH