City

RAY, OH

Jackson, OH

Median home value: $182K (+4.5% YoY). Part of Jackson, OH.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Jackson, OH metro page.

Home Value$182,446
+4.5%
AFFORDABILITY

Enter your income for Ray.

$36,489 on $182,446
Affordable — 19.4% of income

Under the 28% guideline.

PITI$1,212
P/I19.4%
Afford$263K
Room+$81K
P&I $875Tax $237Ins $100
6.00% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Ray Housing Market | CrashWatch