Median home value: $225K (+1.8% YoY). Rent: $1,079/mo. Price-to-rent: 17.3x. Part of Cincinnati, OH-KY-IN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Cincinnati, OH-KY-IN metro page.
Home Value$224,616
+1.8%
Rent$1,079/mo
AFFORDABILITYRenting $390/mo cheaper ($1,079 rent)6.00% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Enter your income for Reading.
$44,923 on $224,616
Affordable — 23.5% of income
Under the 28% guideline.
PITI$1,469
P/I23.5%
Afford$268K
Room+$43K
P&I $1,077Tax $292Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing