Median home value: $303K (+0.6% YoY). Part of Cleveland-Elyria, OH.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Cleveland-Elyria, OH metro page.
Home Value$303,098
+0.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Enter your income for Spencer.
$60,620 on $303,098
Stretch — 31.2% of income
Above 28% but manageable with cuts.
PITI$1,948
P/I31.2%
Afford$272K
Gap-$31K
P&I $1,454Tax $394Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing