Median home value: $187K (+7.7% YoY). Part of Lima, OH.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Lima, OH metro page.
Home Value$187,393
+7.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Enter your income for Spencerville.
$37,479 on $187,393
Affordable — 19.9% of income
Under the 28% guideline.
PITI$1,242
P/I19.9%
Afford$264K
Room+$77K
P&I $899Tax $244Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing