The median home in Spring Valley, Ohio is valued at $431,574, up 5.9% year over year. Spring Valley is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$431,574

+5.9%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$86,315 on $431,574

Example: $75,000 household income. Change it above to see your own.

Out of reach45.5% of income

Need $121,843/yr to afford.

PITI$2,843

P/I45.5%

Afford$266K

Gap-$166K

P&I $2,182Tax $561Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Spring Valley with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

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Spring Valley, OH