The median home in Toledo, Ohio is valued at $124,491, up 5.7% year over year. Typical monthly rent is $1,058, producing a price-to-rent ratio of 9.8x — below the national average of 18x. Toledo is part of the Toledo, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$124,491

+5.7%

Rent$1,058/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Toledo.

Income (annual)

Down Payment

$24,898 on $124,491

Example: $75,000 household income. Change it above to see your own.

Affordable14.3% of income

Under the 28% guideline.

PITI$891

P/I14.3%

Afford$245K

Room+$120K

P&I $629Tax $162Ins $100

Buying $167/mo cheaper ($1,058 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Toledo with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Toledo, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Toledo, OH metro.

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