The median home in Trotwood, Ohio is valued at $129,503, up 7.4% year over year. Trotwood is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$129,503

+7.4%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$25,901 on $129,503

Example: $75,000 household income. Change it above to see your own.

Affordable14.8% of income

Under the 28% guideline.

PITI$923

P/I14.8%

Afford$246K

Room+$116K

P&I $655Tax $168Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Trotwood with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

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Trotwood, OH