The median home in Trotwood, Ohio is valued at $129,503, up 7.4% year over year. Trotwood is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dayton-Kettering, OH stress score, crash risk, and 12-month forecast →

Home Value$129,503

+7.4%

AFFORDABILITY

Enter your income for Trotwood.

Income (annual)

Down Payment

$25,901 on $129,503

Affordable — 14.8% of income

Under the 28% guideline.

PITI$923

P/I14.8%

Afford$246K

Room+$116K

P&I $655Tax $168Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Trotwood with other housing markets across Ohio.

Hunting Valley$1601K The Village of Indian Hill$1575K Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

View Dayton-Kettering, OH metro →

TROTWOOD, OH