The median home in Urbana, Ohio is valued at $195,957, up 2.9% year over year. Urbana is part of the Urbana, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$195,957

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Urbana.

Income (annual)

Down Payment

$39,191 on $195,957

Example: $75,000 household income. Change it above to see your own.

Affordable21.5% of income

Under the 28% guideline.

PITI$1,346

P/I21.5%

Afford$255K

Room+$59K

P&I $991Tax $255Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Urbana with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Urbana, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Urbana, OH metro.

View Urbana, OH metro

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