The median home in Vandalia, Ohio is valued at $232,150, up 5.2% year over year. Typical monthly rent is $1,222, producing a price-to-rent ratio of 15.8x — near the national average of 18x. Vandalia is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$232,150

+5.2%

Rent$1,222/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Vandalia.

Income (annual)

Down Payment

$46,430 on $232,150

Example: $75,000 household income. Change it above to see your own.

Affordable25.2% of income

Under the 28% guideline.

PITI$1,576

P/I25.2%

Afford$258K

Room+$26K

P&I $1,174Tax $302Ins $100

Renting $354/mo cheaper ($1,222 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Vandalia with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

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Vandalia, OH