The median home in Waterville, Ohio is valued at $327,542, up 5.4% year over year. Waterville is part of the Toledo, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$327,542

+5.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Waterville.

Income (annual)

Down Payment

$65,508 on $327,542

Example: $75,000 household income. Change it above to see your own.

Stretch34.9% of income

Above 28% but manageable with cuts.

PITI$2,182

P/I34.9%

Afford$263K

Gap-$65K

P&I $1,656Tax $426Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Waterville with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Toledo, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Toledo, OH metro.

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Waterville, OH