The median home in Willoughby, Ohio is valued at $232,580, up 3.4% year over year. Typical monthly rent is $1,237, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Willoughby is part of the Cleveland-Elyria, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cleveland-Elyria, OH stress score, crash risk, and 12-month forecast →

Home Value$232,580

+3.4%

Rent$1,237/mo

AFFORDABILITY

Enter your income for Willoughby.

Income (annual)

Down Payment

$46,516 on $232,580

Affordable — 25.2% of income

Under the 28% guideline.

PITI$1,578

P/I25.2%

Afford$258K

Room+$25K

P&I $1,176Tax $302Ins $100

Renting $341/mo cheaper ($1,237 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Willoughby with other housing markets across Ohio.

Hunting Valley$1601K The Village of Indian Hill$1575K Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Cleveland-Elyria, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cleveland-Elyria, OH metro.

View Cleveland-Elyria, OH metro →

WILLOUGHBY, OH