The median home in Xenia, Ohio is valued at $244,944, up 5.0% year over year. Typical monthly rent is $1,156, producing a price-to-rent ratio of 17.7x — near the national average of 18x. Xenia is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$244,944

+5.0%

Rent$1,156/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$48,989 on $244,944

Example: $75,000 household income. Change it above to see your own.

Affordable26.5% of income

Under the 28% guideline.

PITI$1,657

P/I26.5%

Afford$259K

Room+$14K

P&I $1,239Tax $318Ins $100

Renting $501/mo cheaper ($1,156 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Xenia with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

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Xenia, OH