The median home in Xenia, Ohio is valued at $244,944, up 5.0% year over year. Typical monthly rent is $1,156, producing a price-to-rent ratio of 17.7x — near the national average of 18x. Xenia is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$244,944
+5.0%
Rent$1,156/mo
AFFORDABILITYRenting $501/mo cheaper ($1,156 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Enter your income for Xenia.
$48,989 on $244,944
Affordable — 26.5% of income
Under the 28% guideline.
PITI$1,657
P/I26.5%
Afford$259K
Room+$14K
P&I $1,239Tax $318Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Dayton-Kettering, OH analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.
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