The median home in Commerce, Oklahoma is valued at $65,923, down 12.0% year over year. Commerce is part of the Miami, OK metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Miami, OK stress score, crash risk, and 12-month forecast →

Home Value$65,923

-12.0%

AFFORDABILITY

Enter your income for Commerce.

Income (annual)

Down Payment

$13,185 on $65,923

Affordable — 10.1% of income

Under the 28% guideline.

PITI$633

P/I10.1%

Afford$182K

Room+$116K

P&I $333Tax $49Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oklahoma

Compare Commerce with other housing markets across Oklahoma.

Nichols Hills$941K Goldsby$408K Cleora$400K Cedar Valley$361K Afton$350K Edmond$348K Jenks$344K Jones$340K

Full Miami, OK analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Miami, OK metro.

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COMMERCE, OK