The median home in Duncan, Oklahoma is valued at $129,987, down 1.9% year over year. Typical monthly rent is $981, producing a price-to-rent ratio of 11x — below the national average of 18x. Duncan is part of the Duncan, OK metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$129,987

-1.9%

Rent$981/mo

AFFORDABILITY

Enter your income for Duncan.

Income (annual)

Down Payment

$25,997 on $129,987

Affordable — 16.1% of income

Under the 28% guideline.

PITI$1,005

P/I16.1%

Afford$226K

Room+$96K

P&I $657Tax $97Ins $250

Renting $24/mo cheaper ($981 rent)6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oklahoma

Compare Duncan with other housing markets across Oklahoma.

Nichols Hills$941K Goldsby$408K Cleora$400K Cedar Valley$361K Afton$350K Edmond$348K Jenks$344K Jones$340K

Full Duncan, OK analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Duncan, OK metro.

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DUNCAN, OK