City

ELGIN, OK

Lawton, OK

Median home value: $295K (+5.3% YoY). Rent: $1,838/mo. Price-to-rent: 13.4x. Part of Lawton, OK.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Lawton, OK metro page.

Home Value$294,596
+5.3%
Rent$1,838/mo
AFFORDABILITY

Enter your income for Elgin.

$58,919 on $294,596
Stretch — 30.1% of income

Above 28% but manageable with cuts.

PITI$1,884
P/I30.1%
Afford$274K
Gap-$21K
P&I $1,413Tax $221Ins $250
Renting $46/mo cheaper ($1,838 rent)6.00% 30yr, 20% down, county tax + OK ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Elgin Housing Market | CrashWatch