The median home in Elk City, Oklahoma is valued at $164,916, up 4.5% year over year. Elk City is part of the Elk City, OK metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Elk City, OK stress score, crash risk, and 12-month forecast →

Home Value$164,916

+4.5%

AFFORDABILITY

Enter your income for Elk City.

Income (annual)

Down Payment

$32,983 on $164,916

Affordable — 19.3% of income

Under the 28% guideline.

PITI$1,208

P/I19.3%

Afford$239K

Room+$74K

P&I $834Tax $124Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oklahoma

Compare Elk City with other housing markets across Oklahoma.

Nichols Hills$941K Goldsby$408K Cleora$400K Cedar Valley$361K Afton$350K Edmond$348K Jenks$344K Jones$340K

Full Elk City, OK analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Elk City, OK metro.

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ELK CITY, OK