The median home in Luther, Oklahoma is valued at $272,735, down 0.8% year over year. Luther is part of the Oklahoma City, OK metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Oklahoma City, OK stress score, crash risk, and 12-month forecast →

Home Value$272,735

-0.8%

AFFORDABILITY

Enter your income for Luther.

Income (annual)

Down Payment

$54,547 on $272,735

Stretch — 29.3% of income

Above 28% but manageable with cuts.

PITI$1,834

P/I29.3%

Afford$260K

Gap-$12K

P&I $1,379Tax $205Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oklahoma

Compare Luther with other housing markets across Oklahoma.

Nichols Hills$941K Goldsby$408K Cleora$400K Cedar Valley$361K Afton$350K Edmond$348K Jenks$344K Jones$340K

Full Oklahoma City, OK analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oklahoma City, OK metro.

View Oklahoma City, OK metro →

LUTHER, OK