City

PONCA CITY, OK

Ponca City, OK

Median home value: $129K (+4.9% YoY). Rent: $800/mo. Price-to-rent: 13.5x. Part of Ponca City, OK.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Ponca City, OK metro page.

Home Value$129,412
+4.9%
Rent$800/mo
AFFORDABILITY

Enter your income for Ponca City.

$25,882 on $129,412
Affordable — 15.5% of income

Under the 28% guideline.

PITI$968
P/I15.5%
Afford$234K
Room+$105K
P&I $621Tax $97Ins $250
Renting $168/mo cheaper ($800 rent)6.00% 30yr, 20% down, county tax + OK ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing