The median home in Stillwater, Oklahoma is valued at $254,539, up 3.1% year over year. Typical monthly rent is $1,395, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Stillwater is part of the Stillwater, OK metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$254,539
+3.1%
Rent$1,395/mo
AFFORDABILITYRenting $333/mo cheaper ($1,395 rent)6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.
Enter your income for Stillwater.
$50,908 on $254,539
Affordable — 27.6% of income
Under the 28% guideline.
PITI$1,728
P/I27.6%
Afford$258K
Room+$3K
P&I $1,287Tax $191Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Oklahoma
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Full Stillwater, OK analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Stillwater, OK metro.
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