The median home in Stillwater, Oklahoma is valued at $254,539, up 3.1% year over year. Typical monthly rent is $1,395, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Stillwater is part of the Stillwater, OK metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$254,539

+3.1%

Rent$1,395/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Stillwater.

Income (annual)

Down Payment

$50,908 on $254,539

Example: $75,000 household income. Change it above to see your own.

Affordable27.6% of income

Under the 28% guideline.

PITI$1,728

P/I27.6%

Afford$258K

Room+$3K

P&I $1,287Tax $191Ins $250

Renting $333/mo cheaper ($1,395 rent)6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oklahoma

Compare Stillwater with other housing markets across Oklahoma.

Nichols Hills$941K Goldsby$408K Cleora$400K Cedar Valley$361K Afton$350K Edmond$348K Jenks$344K Jones$340K

Full Stillwater, OK analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Stillwater, OK metro.

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