The median home in Velma, Oklahoma is valued at $167,524, down 3.7% year over year. Velma is part of the Duncan, OK metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$167,524

-3.7%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$33,505 on $167,524

Example: $75,000 household income. Change it above to see your own.

Affordable19.6% of income

Under the 28% guideline.

PITI$1,223

P/I19.6%

Afford$240K

Room+$72K

P&I $847Tax $126Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oklahoma

Compare Velma with other housing markets across Oklahoma.

Nichols Hills$941K Goldsby$408K Cleora$400K Cedar Valley$361K Afton$350K Edmond$348K Jenks$344K Jones$340K

Full Duncan, OK analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Duncan, OK metro.

View Duncan, OK metro

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Velma, OK