City

VELMA, OK

Duncan, OK

Median home value: $168K (-3.7% YoY). Part of Duncan, OK.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Duncan, OK metro page.

Home Value$167,524
-3.7%
AFFORDABILITY

Enter your income for Velma.

$33,505 on $167,524
Affordable — 18.9% of income

Under the 28% guideline.

PITI$1,179
P/I18.9%
Afford$249K
Room+$81K
P&I $804Tax $126Ins $250
6.00% 30yr, 20% down, county tax + OK ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Velma Housing Market | CrashWatch