The median home in Albany, Oregon is valued at $428,375, up 0.6% year over year. Typical monthly rent is $1,665, producing a price-to-rent ratio of 21.4x — well above the national average of 18x. Albany is part of the Albany-Lebanon, OR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$428,375

+0.6%

Rent$1,665/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$85,675 on $428,375

Example: $75,000 household income. Change it above to see your own.

Out of reach41.8% of income

Need $111,943/yr to afford.

PITI$2,612

P/I41.8%

Afford$287K

Gap-$141K

P&I $2,166Tax $346Ins $100

Renting $947/mo cheaper ($1,665 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oregon

Compare Albany with other housing markets across Oregon.

Powell Butte$986K Arch Cape$885K Raleigh Hills$882K Cannon Beach$871K Lake Oswego$853K Manzanita$803K Durham$779K Sisters$774K

Full Albany-Lebanon, OR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albany-Lebanon, OR metro.

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Albany, OR