City

BAY CITY, OR

The median home in Bay City, Oregon is valued at $379,325, down 1.4% year over year.

Home Value$379,325
-1.4%
AFFORDABILITY

Enter your income for Bay City.

$75,865 on $379,325
Out of reach — 37.2% of income

Need $99,643/yr to afford.

PITI$2,325
P/I37.2%
Afford$286K
Gap-$94K
P&I $1,918Tax $307Ins $100
6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Oregon

Compare Bay City with other housing markets across Oregon.

Bay City Housing Market | CrashWatch