The median home in Central Point, Oregon is valued at $410,230, up 0.3% year over year. Typical monthly rent is $1,757, producing a price-to-rent ratio of 19.5x — near the national average of 18x. Central Point is part of the Medford, OR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$410,230

+0.3%

Rent$1,757/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Central Point.

Income (annual)

Down Payment

$82,046 on $410,230

Example: $75,000 household income. Change it above to see your own.

Out of reach40.1% of income

Need $107,400/yr to afford.

PITI$2,506

P/I40.1%

Afford$286K

Gap-$124K

P&I $2,074Tax $332Ins $100

Renting $749/mo cheaper ($1,757 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oregon

Compare Central Point with other housing markets across Oregon.

Powell Butte$986K Arch Cape$885K Raleigh Hills$882K Cannon Beach$871K Lake Oswego$853K Manzanita$803K Durham$779K Sisters$774K

Full Medford, OR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Medford, OR metro.

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Central Point, OR