The median home in Cottage Grove, Oregon is valued at $387,386, down 0.4% year over year. Typical monthly rent is $1,648, producing a price-to-rent ratio of 19.6x — near the national average of 18x. Cottage Grove is part of the Eugene-Springfield, OR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Eugene-Springfield, OR stress score, crash risk, and 12-month forecast →

Home Value$387,386

-0.4%

Rent$1,648/mo

AFFORDABILITY

Enter your income for Cottage Grove.

Income (annual)

Down Payment

$77,477 on $387,386

Out of reach — 38% of income

Need $101,657/yr to afford.

PITI$2,372

P/I38%

Afford$286K

Gap-$102K

P&I $1,959Tax $313Ins $100

Renting $724/mo cheaper ($1,648 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oregon

Compare Cottage Grove with other housing markets across Oregon.

Powell Butte$986K Arch Cape$885K Raleigh Hills$882K Cannon Beach$871K Lake Oswego$853K Manzanita$803K Durham$779K Sisters$774K

Full Eugene-Springfield, OR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Eugene-Springfield, OR metro.

View Eugene-Springfield, OR metro →

COTTAGE GROVE, OR