The median home in Eugene, Oregon is valued at $461,878, down 0.5% year over year. Typical monthly rent is $1,985, producing a price-to-rent ratio of 19.4x — near the national average of 18x. Eugene is part of the Eugene-Springfield, OR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Eugene-Springfield, OR stress score, crash risk, and 12-month forecast →

Home Value$461,878

-0.5%

Rent$1,985/mo

AFFORDABILITY

Enter your income for Eugene.

Income (annual)

Down Payment

$92,376 on $461,878

Out of reach — 44.9% of income

Need $120,386/yr to afford.

PITI$2,809

P/I44.9%

Afford$288K

Gap-$174K

P&I $2,336Tax $373Ins $100

Renting $824/mo cheaper ($1,985 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oregon

Compare Eugene with other housing markets across Oregon.

Powell Butte$986K Arch Cape$885K Raleigh Hills$882K Cannon Beach$871K Lake Oswego$853K Manzanita$803K Durham$779K Sisters$774K

Full Eugene-Springfield, OR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Eugene-Springfield, OR metro.

View Eugene-Springfield, OR metro →

EUGENE, OR