The median home in Gearhart, Oregon is valued at $600,939, up 1.2% year over year. Gearhart is part of the Astoria, OR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$600,939

+1.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$120,188 on $600,939

Example: $75,000 household income. Change it above to see your own.

Out of reach58% of income

Need $155,314/yr to afford.

PITI$3,624

P/I58%

Afford$290K

Gap-$311K

P&I $3,039Tax $486Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oregon

Compare Gearhart with other housing markets across Oregon.

Powell Butte$986K Arch Cape$885K Raleigh Hills$882K Cannon Beach$871K Lake Oswego$853K Manzanita$803K Durham$779K Sisters$774K

Full Astoria, OR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Astoria, OR metro.

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Gearhart, OR