The median home in Happy Valley, Oregon is valued at $669,716, down 0.7% year over year. Typical monthly rent is $1,894, producing a price-to-rent ratio of 29.5x — well above the national average of 18x. Happy Valley is part of the Portland-Vancouver-Hillsboro, OR-WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$669,716

-0.7%

Rent$1,894/mo

Prices falling — better for buyers.

Affordability

Enter your income for Happy Valley.

Income (annual)

Down Payment

$133,943 on $669,716

Example: $75,000 household income. Change it above to see your own.

Out of reach64.4% of income

Need $172,629/yr to afford.

PITI$4,028

P/I64.4%

Afford$291K

Gap-$379K

P&I $3,386Tax $541Ins $100

Renting $2,134/mo cheaper ($1,894 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oregon

Compare Happy Valley with other housing markets across Oregon.

Powell Butte$986K Arch Cape$885K Raleigh Hills$882K Cannon Beach$871K Lake Oswego$853K Manzanita$803K Durham$779K Sisters$774K

Full Portland-Vancouver-Hillsboro, OR-WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Portland-Vancouver-Hillsboro, OR-WA metro.

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Happy Valley, OR