The median home in Happy Valley, Oregon is valued at $669,716, down 0.7% year over year. Typical monthly rent is $1,894, producing a price-to-rent ratio of 29.5x — well above the national average of 18x. Happy Valley is part of the Portland-Vancouver-Hillsboro, OR-WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Portland-Vancouver-Hillsboro, OR-WA stress score, crash risk, and 12-month forecast →
Home Value$669,716
-0.7%
Rent$1,894/mo
AFFORDABILITYRenting $2,134/mo cheaper ($1,894 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.
Enter your income for Happy Valley.
$133,943 on $669,716
Out of reach — 64.4% of income
Need $172,629/yr to afford.
PITI$4,028
P/I64.4%
Afford$291K
Gap-$379K
P&I $3,386Tax $541Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Oregon
Compare Happy Valley with other housing markets across Oregon.
Full Portland-Vancouver-Hillsboro, OR-WA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Portland-Vancouver-Hillsboro, OR-WA metro.
View Portland-Vancouver-Hillsboro, OR-WA metro →