The median home in Lincoln City, Oregon is valued at $480,505, down 0.7% year over year. Typical monthly rent is $2,177, producing a price-to-rent ratio of 18.4x — near the national average of 18x. Lincoln City is part of the Newport, OR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Newport, OR stress score, crash risk, and 12-month forecast →
Home Value$480,505
-0.7%
Rent$2,177/mo
AFFORDABILITYRenting $741/mo cheaper ($2,177 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.
Enter your income for Lincoln City.
$96,101 on $480,505
Out of reach — 46.7% of income
Need $125,057/yr to afford.
PITI$2,918
P/I46.7%
Afford$288K
Gap-$192K
P&I $2,430Tax $388Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Oregon
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Full Newport, OR analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Newport, OR metro.
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