The median home in Lincoln City, Oregon is valued at $480,505, down 0.7% year over year. Typical monthly rent is $2,177, producing a price-to-rent ratio of 18.4x — near the national average of 18x. Lincoln City is part of the Newport, OR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$480,505

-0.7%

Rent$2,177/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$96,101 on $480,505

Example: $75,000 household income. Change it above to see your own.

Out of reach46.7% of income

Need $125,057/yr to afford.

PITI$2,918

P/I46.7%

Afford$288K

Gap-$192K

P&I $2,430Tax $388Ins $100

Renting $741/mo cheaper ($2,177 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oregon

Compare Lincoln City with other housing markets across Oregon.

Powell Butte$986K Arch Cape$885K Raleigh Hills$882K Cannon Beach$871K Lake Oswego$853K Manzanita$803K Durham$779K Sisters$774K

Full Newport, OR analysis

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Lincoln City, OR