The median home in Medford, Oregon is valued at $398,841, up 0.3% year over year. Typical monthly rent is $1,633, producing a price-to-rent ratio of 20.4x — well above the national average of 18x. Medford is part of the Medford, OR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Medford, OR stress score, crash risk, and 12-month forecast →
Home Value$398,841
+0.3%
Rent$1,633/mo
AFFORDABILITYRenting $806/mo cheaper ($1,633 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.
Enter your income for Medford.
$79,768 on $398,841
Out of reach — 39% of income
Need $104,529/yr to afford.
PITI$2,439
P/I39%
Afford$286K
Gap-$113K
P&I $2,017Tax $322Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Medford, OR analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Medford, OR metro.
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