The median home in Oregon City, Oregon is valued at $586,786, down 0.6% year over year. Typical monthly rent is $1,997, producing a price-to-rent ratio of 24.5x — well above the national average of 18x. Oregon City is part of the Portland-Vancouver-Hillsboro, OR-WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$586,786
-0.6%
Rent$1,997/mo
AFFORDABILITYRenting $1,544/mo cheaper ($1,997 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.
Enter your income for Oregon City.
$117,357 on $586,786
Out of reach — 56.7% of income
Need $151,757/yr to afford.
PITI$3,541
P/I56.7%
Afford$290K
Gap-$297K
P&I $2,967Tax $474Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Oregon
Compare Oregon City with other housing markets across Oregon.
Full Portland-Vancouver-Hillsboro, OR-WA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Portland-Vancouver-Hillsboro, OR-WA metro.
View Portland-Vancouver-Hillsboro, OR-WA metro →