The median home in Otter Rock, Oregon is valued at $259,074, down 6.1% year over year. Otter Rock is part of the Newport, OR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Newport, OR stress score, crash risk, and 12-month forecast →

Home Value$259,074

-6.1%

AFFORDABILITY

Enter your income for Otter Rock.

Income (annual)

Down Payment

$51,815 on $259,074

Affordable — 25.9% of income

Under the 28% guideline.

PITI$1,619

P/I25.9%

Afford$280K

Room+$21K

P&I $1,310Tax $209Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oregon

Compare Otter Rock with other housing markets across Oregon.

Powell Butte$986K Arch Cape$885K Raleigh Hills$882K Cannon Beach$871K Lake Oswego$853K Manzanita$803K Durham$779K Sisters$774K

Full Newport, OR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Newport, OR metro.

View Newport, OR metro →

OTTER ROCK, OR