The median home in Philomath, Oregon is valued at $508,211, down 0.5% year over year. Typical monthly rent is $1,825, producing a price-to-rent ratio of 23.2x — well above the national average of 18x. Philomath is part of the Corvallis, OR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$508,211
-0.5%
Rent$1,825/mo
AFFORDABILITYRenting $1,256/mo cheaper ($1,825 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.
Enter your income for Philomath.
$101,642 on $508,211
Out of reach — 49.3% of income
Need $132,043/yr to afford.
PITI$3,081
P/I49.3%
Afford$289K
Gap-$220K
P&I $2,570Tax $411Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Oregon
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Full Corvallis, OR analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Corvallis, OR metro.
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