The median home in Philomath, Oregon is valued at $508,211, down 0.5% year over year. Typical monthly rent is $1,825, producing a price-to-rent ratio of 23.2x — well above the national average of 18x. Philomath is part of the Corvallis, OR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$508,211

-0.5%

Rent$1,825/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$101,642 on $508,211

Example: $75,000 household income. Change it above to see your own.

Out of reach49.3% of income

Need $132,043/yr to afford.

PITI$3,081

P/I49.3%

Afford$289K

Gap-$220K

P&I $2,570Tax $411Ins $100

Renting $1,256/mo cheaper ($1,825 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oregon

Compare Philomath with other housing markets across Oregon.

Powell Butte$986K Arch Cape$885K Raleigh Hills$882K Cannon Beach$871K Lake Oswego$853K Manzanita$803K Durham$779K Sisters$774K

Full Corvallis, OR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Corvallis, OR metro.

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Philomath, OR