The median home in Portland, Oregon is valued at $517,821, down 1.4% year over year. Typical monthly rent is $1,706, producing a price-to-rent ratio of 25.3x — well above the national average of 18x. Portland is part of the Portland-Vancouver-Hillsboro, OR-WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$517,821

-1.4%

Rent$1,706/mo

Prices falling — better for buyers.

Affordability

Enter your income for Portland.

Income (annual)

Down Payment

$103,564 on $517,821

Example: $75,000 household income. Change it above to see your own.

Out of reach50.2% of income

Need $134,443/yr to afford.

PITI$3,137

P/I50.2%

Afford$289K

Gap-$229K

P&I $2,618Tax $419Ins $100

Renting $1,431/mo cheaper ($1,706 rent)6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Oregon

Compare Portland with other housing markets across Oregon.

Powell Butte$986K Arch Cape$885K Raleigh Hills$882K Cannon Beach$871K Lake Oswego$853K Manzanita$803K Durham$779K Sisters$774K

Full Portland-Vancouver-Hillsboro, OR-WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Portland-Vancouver-Hillsboro, OR-WA metro.

View Portland-Vancouver-Hillsboro, OR-WA metro

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Portland, OR