The median home in Chambersburg, Pennsylvania is valued at $278,145, up 2.3% year over year. Typical monthly rent is $1,160, producing a price-to-rent ratio of 20x — near the national average of 18x. Chambersburg is part of the Chambersburg-Waynesboro, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$278,145
+2.3%
Rent$1,160/mo
AFFORDABILITYRenting $729/mo cheaper ($1,160 rent)6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.
Enter your income for Chambersburg.
$55,629 on $278,145
Stretch — 30.2% of income
Above 28% but manageable with cuts.
PITI$1,889
P/I30.2%
Afford$258K
Gap-$20K
P&I $1,406Tax $366Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Pennsylvania
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Full Chambersburg-Waynesboro, PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chambersburg-Waynesboro, PA metro.
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