Median home value: $278K (+2.3% YoY). Rent: $1,160/mo. Price-to-rent: 20.0x. Part of Chambersburg-Waynesboro, PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chambersburg-Waynesboro, PA metro page.
Home Value$278,145
+2.3%
Rent$1,160/mo
AFFORDABILITYRenting $657/mo cheaper ($1,160 rent)6.00% 30yr, 20% down, county tax + PA ins. 28% per HUD.
Enter your income for Chambersburg.
$55,629 on $278,145
Stretch — 29.1% of income
Above 28% but manageable with cuts.
PITI$1,817
P/I29.1%
Afford$268K
Gap-$10K
P&I $1,334Tax $366Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing