The median home in Chambersburg, Pennsylvania is valued at $278,145, up 2.3% year over year. Typical monthly rent is $1,160, producing a price-to-rent ratio of 20x — near the national average of 18x. Chambersburg is part of the Chambersburg-Waynesboro, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$278,145

+2.3%

Rent$1,160/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Chambersburg.

Income (annual)

Down Payment

$55,629 on $278,145

Example: $75,000 household income. Change it above to see your own.

Stretch30.2% of income

Above 28% but manageable with cuts.

PITI$1,889

P/I30.2%

Afford$258K

Gap-$20K

P&I $1,406Tax $366Ins $117

Renting $729/mo cheaper ($1,160 rent)6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Chambersburg with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Chambersburg-Waynesboro, PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chambersburg-Waynesboro, PA metro.

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Chambersburg, PA