The median home in Cheltenham, Pennsylvania is valued at $383,124, down 0.2% year over year. Cheltenham is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$383,124

-0.2%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$76,625 on $383,124

Example: $75,000 household income. Change it above to see your own.

Out of reach40.9% of income

Need $109,629/yr to afford.

PITI$2,558

P/I40.9%

Afford$262K

Gap-$121K

P&I $1,937Tax $504Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Cheltenham with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

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Cheltenham, PA