The median home in Effort, Pennsylvania is valued at $304,793, down 1.0% year over year. Effort is part of the East Stroudsburg, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$304,793

-1.0%

Prices falling — better for buyers.

Affordability

Enter your income for Effort.

Income (annual)

Down Payment

$60,959 on $304,793

Example: $75,000 household income. Change it above to see your own.

Stretch32.9% of income

Above 28% but manageable with cuts.

PITI$2,059

P/I32.9%

Afford$259K

Gap-$46K

P&I $1,541Tax $401Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Effort with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full East Stroudsburg, PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the East Stroudsburg, PA metro.

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Effort, PA