The median home in Franklin, Pennsylvania is valued at $124,649, down 1.9% year over year. Franklin is part of the Oil City, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$124,649

-1.9%

Prices falling — better for buyers.

Affordability

Enter your income for Franklin.

Income (annual)

Down Payment

$24,930 on $124,649

Example: $75,000 household income. Change it above to see your own.

Affordable14.6% of income

Under the 28% guideline.

PITI$911

P/I14.6%

Afford$239K

Room+$115K

P&I $630Tax $164Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Franklin with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Oil City, PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oil City, PA metro.

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Franklin, PA