The median home in Lock Haven, Pennsylvania is valued at $191,572, up 3.0% year over year. Typical monthly rent is $927, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Lock Haven is part of the Lock Haven, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$191,572
+3.0%
Rent$927/mo
AFFORDABILITYRenting $411/mo cheaper ($927 rent)6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.
Enter your income for Lock Haven.
$38,314 on $191,572
Affordable — 21.4% of income
Under the 28% guideline.
PITI$1,338
P/I21.4%
Afford$251K
Room+$59K
P&I $969Tax $252Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Lock Haven, PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lock Haven, PA metro.
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