The median home in Lock Haven, Pennsylvania is valued at $191,572, up 3.0% year over year. Typical monthly rent is $927, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Lock Haven is part of the Lock Haven, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$191,572

+3.0%

Rent$927/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Lock Haven.

Income (annual)

Down Payment

$38,314 on $191,572

Example: $75,000 household income. Change it above to see your own.

Affordable21.4% of income

Under the 28% guideline.

PITI$1,338

P/I21.4%

Afford$251K

Room+$59K

P&I $969Tax $252Ins $117

Renting $411/mo cheaper ($927 rent)6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Lock Haven with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Lock Haven, PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lock Haven, PA metro.

View Lock Haven, PA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.