Median home value: $282K (+1.8% YoY). Part of Chambersburg-Waynesboro, PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chambersburg-Waynesboro, PA metro page.
Home Value$281,721
+1.8%
AFFORDABILITY6.00% 30yr, 20% down, county tax + PA ins. 28% per HUD.
Enter your income for Mercersburg.
$56,344 on $281,721
Stretch — 29.4% of income
Above 28% but manageable with cuts.
PITI$1,839
P/I29.4%
Afford$268K
Gap-$14K
P&I $1,351Tax $371Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing