The median home in Mercersburg, Pennsylvania is valued at $281,721, up 1.8% year over year. Mercersburg is part of the Chambersburg-Waynesboro, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$281,721

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Mercersburg.

Income (annual)

Down Payment

$56,344 on $281,721

Example: $75,000 household income. Change it above to see your own.

Stretch30.6% of income

Above 28% but manageable with cuts.

PITI$1,912

P/I30.6%

Afford$258K

Gap-$24K

P&I $1,425Tax $371Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Mercersburg with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Chambersburg-Waynesboro, PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chambersburg-Waynesboro, PA metro.

View Chambersburg-Waynesboro, PA metro

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Mercersburg, PA