The median home in Monaca, Pennsylvania is valued at $193,887, up 2.7% year over year. Typical monthly rent is $1,219, producing a price-to-rent ratio of 13.3x — below the national average of 18x. Monaca is part of the Pittsburgh, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$193,887

+2.7%

Rent$1,219/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$38,777 on $193,887

Example: $75,000 household income. Change it above to see your own.

Affordable21.6% of income

Under the 28% guideline.

PITI$1,352

P/I21.6%

Afford$251K

Room+$57K

P&I $980Tax $255Ins $117

Renting $133/mo cheaper ($1,219 rent)6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Monaca with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

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Monaca, PA