The median home in Morgantown, Pennsylvania is valued at $428,472, up 3.9% year over year. Morgantown is part of the Reading, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$428,472

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Morgantown.

Income (annual)

Down Payment

$85,694 on $428,472

Example: $75,000 household income. Change it above to see your own.

Out of reach45.6% of income

Need $122,014/yr to afford.

PITI$2,847

P/I45.6%

Afford$263K

Gap-$165K

P&I $2,167Tax $564Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Morgantown with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Reading, PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Reading, PA metro.

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Morgantown, PA