The median home in Oil City, Pennsylvania is valued at $84,525, down 11.8% year over year. Oil City is part of the Oil City, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$84,525

-11.8%

Prices falling — better for buyers.

Affordability

Enter your income for Oil City.

Income (annual)

Down Payment

$16,905 on $84,525

Example: $75,000 household income. Change it above to see your own.

Affordable10.5% of income

Under the 28% guideline.

PITI$655

P/I10.5%

Afford$226K

Room+$141K

P&I $427Tax $111Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Oil City with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Oil City, PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oil City, PA metro.

View Oil City, PA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.