The median home in Philadelphia, Pennsylvania is valued at $227,523, up 2.2% year over year. Typical monthly rent is $1,710, producing a price-to-rent ratio of 11.1x — below the national average of 18x. Philadelphia is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$227,523

+2.2%

Rent$1,710/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Philadelphia.

Income (annual)

Down Payment

$45,505 on $227,523

Example: $75,000 household income. Change it above to see your own.

Affordable25.1% of income

Under the 28% guideline.

PITI$1,567

P/I25.1%

Afford$254K

Room+$27K

P&I $1,150Tax $300Ins $117

Buying $143/mo cheaper ($1,710 rent)6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Philadelphia with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro

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Philadelphia, PA