City

POLK, PA

Oil City, PA

Median home value: $145K (+1.2% YoY). Part of Oil City, PA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Oil City, PA metro page.

Home Value$144,688
+1.2%
AFFORDABILITY

Enter your income for Polk.

$28,938 on $144,688
Affordable — 16% of income

Under the 28% guideline.

PITI$1,001
P/I16%
Afford$253K
Room+$108K
P&I $694Tax $191Ins $117
6.00% 30yr, 20% down, county tax + PA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Polk Housing Market | CrashWatch