City

POLK, PA

Oil City, PA

The median home in Polk, Pennsylvania is valued at $144,688, up 1.2% year over year. Polk is part of the Oil City, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Oil City, PA stress score, crash risk, and 12-month forecast →

Home Value$144,688
+1.2%
AFFORDABILITY

Enter your income for Polk.

$28,938 on $144,688
Affordable — 16.6% of income

Under the 28% guideline.

PITI$1,039
P/I16.6%
Afford$244K
Room+$99K
P&I $732Tax $191Ins $117
6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Pennsylvania

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Full Oil City, PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oil City, PA metro.

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