The median home in Spruce Creek, Pennsylvania is valued at $197,985, up 1.0% year over year. Spruce Creek is part of the Huntingdon, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$197,985

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Spruce Creek.

Income (annual)

Down Payment

$39,597 on $197,985

Example: $75,000 household income. Change it above to see your own.

Affordable22% of income

Under the 28% guideline.

PITI$1,378

P/I22%

Afford$251K

Room+$53K

P&I $1,001Tax $261Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Spruce Creek with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Huntingdon, PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Huntingdon, PA metro.

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Spruce Creek, PA